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What Home Inspectors Check and What They Don’t



A #homeinspection is a critical step in the home-buying process, designed to provide a detailed evaluation of a property's condition. While #homeinspectors are thorough in their assessments, their scope is not limitless. They focus on accessible, visible components of a home and adhere to industry standards, leaving certain elements beyond their purview.

In this blog, we’ll delve into what home inspectors typically examine, what they don’t, and why understanding their limitations is vital for buyers and sellers alike.


What Home Inspectors Typically Inspect

Home inspectors aim to evaluate the overall safety and functionality of a property. Their assessment usually covers major systems and structural components, following guidelines from organizations such as the American Society of Home Inspectors (ASHI) or the International Association of Certified Home Inspectors (InterNACHI). Here are the key areas:


1. Structural Components

Inspectors assess the foundation, walls, ceilings, floors, and roof to ensure the structure is sound. They look for signs of:

  • Foundation cracks

  • Uneven floors

  • Sagging roofs

  • Structural settlement or damage

Note: They do not conduct engineering analyses but may recommend specialists if issues are found.


2. Roofing

The roof inspection covers visible elements such as:

  • Shingles, tiles, or other roofing materials

  • Flashing and underlayment

  • Chimneys and skylights

Inspectors also look for leaks, water damage, or poor installation practices. However, they don’t climb roofs that are unsafe or inaccessible.


3. Plumbing Systems

Inspectors examine plumbing systems, including:

  • Visible pipes and fixtures

  • Water heaters

  • Faucets, showers, and toilets

They check for leaks, water pressure, and functionality but do not assess underground pipes or septic systems unless specifically arranged.


4. Electrical Systems

A thorough electrical inspection includes:

  • Circuit breakers and panels

  • Outlets and switches

  • Wiring types and connections

Inspectors ensure systems comply with safety standards but do not open sealed panels or test hidden wiring.


5. HVAC Systems

Inspectors test heating, ventilation, and air conditioning systems for basic functionality. They evaluate:

  • Visible ductwork

  • Furnaces and air conditioners

  • Thermostats

They do not dismantle units, test beyond basic operations, or guarantee efficiency.


6. Insulation and Ventilation

Inspectors check attics, crawl spaces, and other accessible areas for insulation levels and proper ventilation, which are critical for energy efficiency and moisture control.


7. Interior Features

Home inspectors evaluate visible elements inside the home, such as:

  • Windows and doors

  • Walls and ceilings for cracks or water damage

  • Floors for structural issues


8. Exterior Elements

The exterior inspection includes:

  • Siding, trim, and paint condition

  • Decks, balconies, and porches

  • Driveways and walkways

Inspectors look for damage, wear, and hazards but don’t assess cosmetic issues unless they pose structural concerns.


What Home Inspectors Don’t Inspect

Home inspectors have clear limitations due to time, accessibility, and their non-specialized scope. Here’s what’s typically excluded:


1. Cosmetic Issues

Inspectors focus on safety and functionality, not aesthetics. Scratches on floors, minor dents in walls, or outdated paint colors are not part of their report.


2. Appliances

While inspectors may verify that appliances such as ovens or dishwashers turn on, they do not test every function or assess longevity.


3. Specialty Systems

Some systems require specialized expertise and are not part of a general inspection, such as:

  • Pools and spas

  • Irrigation systems

  • Water softeners

Buyers may need to arrange separate evaluations for these.


4. Hazardous Materials

Inspectors do not test for:

  • Asbestos

  • Lead paint

  • Mold

  • Radon

They may note visual signs of concern but recommend specialists for further testing.


5. Pest Infestations

General inspectors are not exterminators. They may flag signs of termites, rodents, or other pests but do not conduct formal pest inspections.


6. Inaccessible Areas

If areas are unsafe or blocked, such as locked attics or crawl spaces, inspectors will exclude them. Weather conditions may also limit roof or exterior inspections.


7. Code Compliance

Home inspectors do not determine if a home complies with local building codes. They focus on safety and function rather than regulatory adherence.


Why Understanding Limitations is Important

For Buyers

Knowing what inspectors do and don’t check helps buyers make informed decisions and manage expectations. Consider these tips:

  • Ask questions during the inspection.

  • Follow up on any "further evaluation needed" recommendations.

  • Arrange additional inspections for excluded items, such as radon or septic systems.


For Sellers

Pre-listing inspections allow sellers to address issues before listing, avoiding surprises during negotiations. However, sellers should also understand the limitations and not expect inspectors to uncover every defect.


Common Misconceptions About Home Inspections

1. A Home Inspection is a Pass/Fail Test

There is no “pass” or “fail” in a home inspection. The report simply highlights findings for buyers and sellers to evaluate.


2. Inspectors Predict Future Issues

Inspectors assess current conditions but cannot guarantee future performance of systems or structures.


3. Every Issue Requires Repair

Not all inspection findings are deal-breakers. Buyers and sellers must determine which items to address.


Tips for Getting the Most Out of a Home Inspection

1. Be Present During the Inspection

Accompany the inspector to understand their findings firsthand and ask questions.


2. Read the Report Thoroughly

Inspection reports are detailed and may include photos and recommendations. Take time to review the full document.


3. Budget for Additional Inspections

Arrange specialty inspections as needed for elements not covered in the general assessment.


Conclusion

Home inspections are invaluable for uncovering potential issues, ensuring safety, and facilitating smoother transactions. While inspectors provide a comprehensive evaluation, their work has limitations. #Homebuyers and sellers should understand these boundaries and take proactive steps to address areas beyond the inspector’s scope. By doing so, they can make more informed decisions and mitigate potential risks.

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